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| 30 year fixed 5.6 % APR over 360

| 5 Year ARM w/ IO option 5.65 % APR over 30

| 15 Year Fixed 5.12 % APR over 180

| For more rates and terms, please click here.

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William James Mortgage Loan Officer Direct Number: (804) 654-7481 Fax Number: (804) 567-9307 Toll Free: (800) 475-9345 EXT 2
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